You can share a life without merging your money

Have Another Cherry started with a frustration I kept running into: every expense app assumes you're either strangers settling a trip, or a couple on the way to one joint account. Plenty of us are neither. Partners, roommates, family sharing a roof. We live together, we split the costs of that life, and we still keep our own money, on purpose.

The other assumption those apps make is that equal is fair. It usually isn't. When the people in a home earn differently, an even split takes a much bigger bite out of the smaller paycheck, quietly, every month. So this app starts from a ratio everyone agrees to, keeps every expense as its own line you can point at, and does the arithmetic so the money stays a detail rather than the conversation.

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Olivia Mata

Founder

I created Have Another Cherry after one too many spreadsheet arguments with myself about who owed what, and how purchases should be paid back. I implement POS software for restaurants by day, work on my Ph.D. in interpersonal relationships at night, and work on this labor of love inspired by my partner, Robert, later at night. I guess this means I "lead product and design," but I certainly obsess over the details that make a financial app feel calm instead of stressful. My goal is to make every feature of Have Another Cherry affordable for those interested in its premium features and make sharing expenses feel fairer and friendlier for all its users so that their relationships stay sweet and purchasing things together sweeter.

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Matt

Developer

Matt Powers is the founder of Embr Intelligence, where he helps founders turn early-stage ideas into production-ready web and mobile products. His work focuses on software development, AI integration, cloud infrastructure, and product launch, with an emphasis on making complex technology practical, reliable, and usable. For Have Another Cherry, Matt fortified the core prototype: from AI receipt scanning to the accounting logic that keeps every ledger exact across groups. He cares about software that's fast, private, and reliable, so the numbers you see are always the numbers to trust so you can focus on having fun with your partner, your family, and your friends. When he's not shipping features, he's refining the ones that already exist.

A few things we won't budge on

Fair by default. Equal isn't always fair. We start from a split that reflects what you each actually earn, then keep it honest to the cent.

Your money stays yours. Nothing here pushes you toward a joint account. Keeping your own money is a valid way to do this, and the app is built for it.

Two people, reachable. A founder and a developer. When you write in, you're talking to the people who actually built the thing.

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Questions, feedback, or a feature you wish existed? Every message gets read.